Disclaimer

1. General Information Only

The information on Wealthwatch (wealthwatch.co.nz) is provided for general informational and educational purposes only. It does not constitute personalised financial advice, a recommendation, or an offer to buy, sell, or switch any KiwiSaver fund or financial product.

You should not rely on any information on this website as a substitute for professional financial advice tailored to your individual circumstances.

2. Not a Registered Financial Adviser

Wealthwatch is operated by Bridge Media Limited. We are not a registered financial adviser or a licensed financial advice provider under the Financial Markets Conduct Act 2013.

We do not provide financial advice. Our platform helps you compare publicly available information about KiwiSaver funds and connect with licensed financial advisers who can provide personalised advice.

3. Accuracy of Information

While we make reasonable efforts to ensure the information on this website is accurate and up to date, we do not warrant or guarantee:

• The accuracy, completeness, or timeliness of fund data, fees, returns, or performance figures
• That information reflects the most current data published by fund providers
• That comparisons or rankings are free from error

Fund data is sourced from publicly available information including provider websites, the Companies Office Disclose Register, and other public sources. Data may be delayed or differ from official provider records.

4. Past Performance

Past performance is not a reliable indicator of future returns. The value of KiwiSaver investments can go up or down, and you may receive back less than your original contributions. Returns shown on this website are historical and do not guarantee future results.

5. Sentiment Scores and AI-Generated Content

Wealthwatch uses automated systems, including artificial intelligence, to collect and analyse public sentiment data from sources such as news articles, online forums, and social media. Sentiment scores and AI-generated content:

• Are generated algorithmically and may not reflect the full picture
• Should not be interpreted as investment recommendations
• May contain inaccuracies or biases inherent in automated analysis

6. Third-Party Advisers

Financial advisers listed on Wealthwatch are independent third parties. We do not endorse, recommend, or guarantee the quality of any adviser's services. Any advice you receive from an adviser is their responsibility, not ours.

Before engaging an adviser, we recommend you verify their registration on the Financial Service Providers Register (FSPR) and review their disclosure statement.

7. External Links

This website may contain links to external websites. We are not responsible for the content, accuracy, or availability of any linked third-party sites.

8. Limitation of Liability

To the maximum extent permitted by New Zealand law, Wealthwatch and Bridge Media Limited disclaim all liability for any loss, damage, cost, or expense (whether direct, indirect, or consequential) arising from:

• Use of or reliance on information provided on this website
• Any decision to invest, switch, or withdraw from a KiwiSaver fund
• Interactions with financial advisers connected through this platform
• Errors, omissions, or delays in the information displayed

9. Seek Professional Advice

Before making any decisions about your KiwiSaver, we strongly recommend you seek advice from a licensed financial adviser who can consider your personal financial situation, goals, and risk tolerance.

10. Contact Us

If you have any questions about this disclaimer, contact: [email protected]