Terms of Use

1. Overview

Welcome to Wealthwatch ("we", "us", "our"). Wealthwatch is an online platform that allows users to compare KiwiSaver funds and connect with licensed financial advisers.

By accessing or using this website, you agree to these Terms of Use.

2. No Financial Advice

Wealthwatch does not provide personalised financial advice.

All information on this website is general in nature only and does not take into account your individual circumstances.

Any decision to engage with a financial adviser or act on information is made at your own discretion.

3. Role of Wealthwatch

Wealthwatch operates as a comparison and referral platform. We:

• Provide tools to compare KiwiSaver funds
• Allow users to submit their details
• Connect users with licensed financial advisers

We are not responsible for any advice provided by advisers.

4. No Guarantees

We do not guarantee:

• The accuracy or completeness of information on the platform
• The performance of any KiwiSaver fund
• That you will achieve any particular financial outcome

5. Adviser Interactions

When you request to speak with an adviser:

• Your information will be shared with a licensed financial adviser
• The adviser is responsible for any advice or services provided

We are not liable for advice given or outcomes resulting from adviser interactions.

6. Limitation of Liability

To the maximum extent permitted by law, Wealthwatch is not liable for:

• Any loss, damage, or financial outcome
• Decisions made based on information on this website
• Interactions with third-party advisers

7. Use of the Website

You agree not to:

• Use the platform for unlawful purposes
• Submit false or misleading information
• Attempt to disrupt or misuse the platform

8. Changes to These Terms

We may update these Terms at any time. Continued use of the website means you accept any changes.

9. Governing Law

These Terms are governed by the laws of New Zealand.