GoalsGetter Amova Balanced

A 1.14 percent total fee places this balanced fund among the more expensive options in the growth category, while its NZ$6.9 million in assets makes it one of the smallest funds in the market. Despite sitting in the growth category, the fund holds 62 percent in growth assets, a relatively conservative allocation that tilts it closer to balanced territory in practice.

The portfolio puts 40 percent into international shares and 17 percent into Australasian equities, with the remainder split across New Zealand and international bonds, listed property and cash. Its largest single holding is the Life Cycle Concentrated Global Share Fund at 12 percent, followed by a distinctly New Zealand flavour: Infratil, Fisher & Paykel Healthcare, Contact Energy, Kiwi Property and Meridian Energy all feature in the top ten. Nvidia and Amazon represent the US tech exposure. Over five years, the fund has returned 3.5 percent annually and ranked 26th in its category, a position it has held consistently across the one-year and three-year periods as well.

The fund's name references the GoalsGetter service, a digital advice tool offered by ANZ, though the fund itself is available to any investor through the ANZ KiwiSaver Scheme.

General information only, not financial advice. Past performance is not a reliable indicator of future results.